128 James Street
128 James Street
$650,000
22 days on market
About This Listing
Legal duplex in the heart of downtown Bracebridge, just a short walk to shops, restaurants, schools, parks, and all local amenities. This charming century brick home offers two spacious, self-contained apartments of approximately 1,200 sq. ft. each, making it an excellent investment opportunity. The main floor features a bright two-bedroom plus den apartment with a sunporch, 4-piece bath, private entrance, and its own laundry. The upper apartment offers three bedrooms, a sunporch, 4-piece bath, private entrance, and separate laundry. Both units are separately metered, with natural gas service, two furnaces, and two hot water tanks. Tenants pay their own heat and hydro. Additional features include two private driveways, shingles replaced in 2021, and established tenants.
| Monthly Mortgage (P&I) | $2,832 |
| Property Tax (MLS) | $258 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $3,090 |
Down payment: $130,000 (20.0%) · Mortgage: $520,000
Property tax uses MLS annual tax of $3,093/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by Chestnut Park Real Estate
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Data last updated: August 23, 2026 at 12:26 a.m.