20 Ferguson Street
20 Ferguson Street
$1,060,000
13 days on market
About This Listing
Nestled in the heart of Picton, this beautifully maintained, century home offers the perfect balance of historic character, and modern comfort. Rich in original architectural detail, this home features soaring ceilings, elegant cove mouldings, a graceful curved main staircase, original beveled-glass doors, and expansive bay windows that fill the principal rooms with natural light. The spacious main floor with two sitting rooms plus a dining room blend timeless Victorian character with thoughtful contemporary updates. The kitchen features maple cabinetry, granite countertops, and restored maple flooring. Adjacent to the kitchen is a versatile office/recreation room with a vaulted ceiling and patio doors leading to the covered back deck. A convenient main-floor laundry and powder room, complete with water-resistant cork flooring, adds everyday practicality. The second-floor features 10.5-foot ceilings, four generously sized bedrooms and two bathrooms, beautiful hardwood flooring, ample built-in storage and the convenience of a back staircase to the main floor. The beautifully landscaped, low maintenance outdoor space offers multiple areas for relaxing and entertaining, including a spacious cedar rear deck with a hardtop gazebo, a side cedar deck, and a charming enclosed three-season porch. The detached workshop with electrical service provides excellent space for projects, while the mature gardens create a private and inviting backyard setting.Thoughtfully updated throughout, this exceptional property provides the confidence of modern living without compromising its heritage appeal with investments in insulation, and all new electrical, plumbing, heating, and cooling systems that ensure year-round comfort and efficiency.Enjoy this timeless residence that has been lovingly preserved and restored, and yet maintains the period details, craftsmanship, charm, and sense of permanence that define Picton's most treasured homes.
| Monthly Mortgage (P&I) | $4,618 |
| Property Tax (MLS) | $293 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $4,912 |
Down payment: $212,000 (20.0%) · Mortgage: $848,000
Property tax uses MLS annual tax of $3,522/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by Chestnut Park Real Estate Limited
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Data last updated: August 22, 2026 at 02:26 p.m.