Ontario's Enhanced HST Rebate: From Announcement to Reality — How It Actually Works

Ontario's enhanced HST rebate is now real. From the March 25, 2026 announcement to the CRA's new rules, here is exactly how the rebate is calculated, who qualifies, and how you actually receive up to $130,000 at closing.

Foreign Buyer Ban & Non-Resident Speculation Tax: The Complete Toronto Guide (2026)

Vacant Home Tax, Underused Housing Tax & Non-Resident Speculation Tax Guide for Toronto (416)

Toronto & Ontario Land Transfer Tax + Closing Costs Guide

First-Time Home Buyer Incentives Guide for Toronto (416)

Ontario's New HST Rebate

On March 25, 2026, Premier Doug Ford announced that Ontario will temporarily remove the full 13% HST on new home purchases -- and the federal gove

Vacant and Underused Home Taxes

Vacant Home Tax Beginning in 2023, the City of Toronto will levy a tax on vacant and underused homes. The following criteria will apply when

Principal Residence Exemptions

Once you have sold your home, in most cases you are not liable for taxes on any profit gained from the sale. This is due to the "Principal Resi

Leveraging Your Home Equity

Equity While levels can vary depending on several different factors including changes in the property value and/or the balance of a mortgage. every hom

Government Plans and Incentives

Buying your first home can be a daunting process. However, the rewards are incredibly gratifying and can lead to lifelong investment benefits. The Government of

Withdrawing from RRSPs

As part of the Government of Canada's Home Buyer's Plan, withdrawals from an individual's registered retirement savings plan RRSP can be made to finance the pur