Pre - Construction Guides27 posts

Buying pre-construction is one of the most rewarding — and nuanced — decisions a buyer can make. Our Pre Construction Guides walk you through every stage of the process, from understanding floor plans and deposit structures to navigating assignment clauses, occupancy periods, and closing costs. Whether you're a first-time buyer or an experienced investor, these guides give you the knowledge to move confidently before the first shovel hits the ground.

Why Low-Rise Homes Are Beating GTHA Condos Right Now — And Where the Unsold Condos Actually Are
Pre - Construction GuidesCities and Regions

Why Low-Rise Homes Are Beating GTHA Condos Right Now — And Where the Unsold Condos Actually Are

New GTHA condo asking prices sit at $1,186 per square foot with a record 5,001 finished units unsold. Freehold towns, semis and detached homes start at $416. Here is the data behind the gap, and six new low-rise releases.

Frank Merigliano
Ontario's Enhanced HST Rebate: From Announcement to Reality — How It Actually Works
Pre - Construction GuidesTax & Incentives Guides

Ontario's Enhanced HST Rebate: From Announcement to Reality — How It Actually Works

Ontario's enhanced HST rebate is now real. From the March 25, 2026 announcement to the CRA's new rules, here is exactly how the rebate is calculated, who qualifies, and how you actually receive up to $130,000 at closing.

Frank Merigliano
Top Pre-Construction Condo Developers in Toronto: The Complete Guide (2026)
Pre - Construction Guides

Top Pre-Construction Condo Developers in Toronto: The Complete Guide (2026)

Frank Merigliano
VIP & Platinum Access Explained: How to Get Priority Access to Toronto Pre-Construction Launches
Pre - Construction Guides

VIP & Platinum Access Explained: How to Get Priority Access to Toronto Pre-Construction Launches

Frank Merigliano
Pre-Construction Floor Plan Selection Guide for Toronto Buyers & Investors
Pre - Construction Guides

Pre-Construction Floor Plan Selection Guide for Toronto Buyers & Investors

Frank Merigliano
Tarion Warranty Guide for Toronto Pre-Construction Condo Buyers
Pre - Construction Guides

Tarion Warranty Guide for Toronto Pre-Construction Condo Buyers

Frank Merigliano
Pre-Construction vs. Resale Condos in Toronto: Which Is the Better Investment?
Pre - Construction GuidesResale Buyers & Sellers Guides

Pre-Construction vs. Resale Condos in Toronto: Which Is the Better Investment?

Frank Merigliano
Ontario Line & Eglinton LRT: How Transit Is Reshaping Pre-Construction Investment in Toronto
Pre - Construction Guides

Ontario Line & Eglinton LRT: How Transit Is Reshaping Pre-Construction Investment in Toronto

Frank Merigliano
Foreign Buyer Ban & Non-Resident Speculation Tax: The Complete Toronto Guide (2026)
Pre - Construction GuidesResale Buyers & Sellers GuidesTax & Incentives Guides

Foreign Buyer Ban & Non-Resident Speculation Tax: The Complete Toronto Guide (2026)

Frank Merigliano
Pre-Construction Assignment Sale Guide for Toronto Buyers & Sellers
Pre - Construction Guides

Pre-Construction Assignment Sale Guide for Toronto Buyers & Sellers

Frank Merigliano
Mortgage Pre-Approval & Financing Guide for Toronto Buyers
Pre - Construction GuidesResale Buyers & Sellers Guides

Mortgage Pre-Approval & Financing Guide for Toronto Buyers

Frank Merigliano
Condo Status Certificate Guide for Toronto Resale Buyers
Pre - Construction GuidesResale Buyers & Sellers Guides

Condo Status Certificate Guide for Toronto Resale Buyers

Frank Merigliano
Ontario's New HST Rebate
Pre - Construction GuidesTax & Incentives Guides

Ontario's New HST Rebate

On March 25, 2026, Premier Doug Ford announced that Ontario will temporarily remove the full 13% HST on new home purchases -- and the federal gove

Thomas
Pre - Construction Guides

Condominium Interest Rates

Due to the recent rises in interest rates, those who have purchased new condo units will receive interest on their deposits. The prescribed interest rate is lai

Thomas
Pre - Construction Guides

Urbanation Resale & Rental Report - Q3 2022

On this page, you can find VIP Condos Toronto's summary of Urbanation's Urban Rental and resale/condominium reports for Q3 of 2022, with info on trends in the G

Thomas
Pre - Construction Guides

GST & HST Rebates

GST Goods and Services Tax and HST Harmonized Sales Tax rebates are available for buyers of pre-construction units. The procedures to obtain them differ dependi

Thomas
Pre - Construction Guides

Urbanation UrbanRental Report - Q1 2022

On this page, you can find VIP Condos Toronto's summary of Urbanation's UrbanRental report for Q1 of 2022, with info on trends in the Greater Toronto Area's ren

Thomas
Pre - Construction GuidesResale Buyers & Sellers Guides

Condominiums: A Buyer's Guide

With every passing year, condominiums make up a greater percentage of the Greater Toronto Area's housing growth. While condominiums are normally thought of as l

Thomas
Pre - Construction GuidesResale Buyers & Sellers Guides

Assignments

Because the project has not yet been officially registered, homes and condominium units that are sold pre-construction cannot technically be "sold" prior to com

Thomas
Pre - Construction GuidesResale Buyers & Sellers Guides

Mortgage, Affordability & Land Transfer Tax Calculators

Getting a mortgage can make the buying of your first home much easier-as it eliminates the need to pay the entire purchasing price up front. However, it can sti

Thomas
Pre - Construction Guides

Buying Pre-Construction Properties

Buying pre-construction properties is similar to purchasing homes or condos on the resale market-albeit with several small differences. This page will break dow

Thomas
Pre - Construction Guides

Interim Occupancy

Unlike resale purchases, pre-construction condos include two separate closing stages-which are known as the interim occupancy stage and the final closing stage,

Thomas
Pre - Construction Guides

Benefits of Buying With a Platinum VIP Realtor

The benefits of buying pre-construction condos & homes through a Platinum sales representative are quite extensive. If you are interested in purchasing pre-

Thomas
Pre - Construction Guides

Pre Delivery Inspection (PDI)

The pre-delivery inspection commonly referred to as a PDI is the homeowner's opportunity to examine and scrutinize their new, completed residence before the pur

Thomas
Pre - Construction GuidesResale Buyers & Sellers Guides

An Explanation of Condo Maintenance Fees

Condominium ownership will involve monthly maintenance fees. These condo fees do not go to the builder-rather, they are managed by

Thomas
Pre - Construction Guides

Investment Strategy

Buying a preconstruction property in Toronto can be a daunting task-but the rewards can be extremely lucrative. We at VIP Condos Toronto have compiled a list of

Thomas
Pre - Construction Guides

Interim and Final Closing Costs

A closing cost is always incurred upon purchasing a home. In Canada, this can range from 1.5% to as high as 5% of the total purchase price. These costs are an i

Thomas